Why Mortgage Pre-Approval Matters in Portland’s Housing Market
In Portland’s fast-moving real estate market, mortgage pre-approval is essential. Sellers want reassurance that buyers can close quickly and smoothly.
A pre-approval shows sellers you’ve already been vetted by a lender and know your price range. It also allows you to act fast when the right home hits the market—often critical in Portland and the highly desirable surrounding towns.
Without pre-approval, or with only a pre-qualifictaion letter, buyers risk missing out entirely. It’s one of the strongest tools a first-time buyer can have.
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